Right now I am on short term disability and I will be on long term disability soon. I cannot afford Cobra which would be $1000/month and trying to get health insurance with a pre exisisting conditition is impossible unless you don't have coverage for 6 months. How am I suppose to go to the dr without coverage? I tried applying for Medicaid but I earn slightly too much for coverage unless I come up with $13K. I'm tired, confused and pushed to my breaking point.