I haven't seen this topic at Inspire before, and it was such a huge help for us that I wanted to be sure that other parents were aware. We were told by the NICU social worker that if our kids stayed in the hospital for more than 30 days, they were considered separate from us and eligible for Medicaid even though we also had insurance for them. Of course any NICU babies without insurance would also be eligible for Medicaid. I have seen some parents write about NICU bills, so I wanted to be sure that parents still in the NICU knew about this program.
You sign up while still in the NICU. A hospital insurance coordinator came and helped us do it. Then Medicaid was just considered secondary insurance for our kids, so the hospital would bill our insurance first and then Medicaid would pick up any co-pays. The end result being, we paid nothing for our kids' NICU stay even though when we saw what our insurance was paying, it made our hearts stop a little. So ask the NICU social worker if your baby will be in the NICU longer than 30 days (or maybe it was longer than a month). It's definitely worth checking out. We were then told just to call and cancel it once our babies were home.