Health Insurance

August 31,2009 my cardiologist gave me the worst news of my life. I am in need of a heart transplant. Without this transplant I have 6 months to a year to live. My EF is 20% and I have 3 lesions, one of them is 50%. The heart attacks that I had did just too much damage. October 3, 2008 ,I had a massive heart attack. They called it the widow maker. It took me 5 hours to get to the E.R. It took 2 hours to realize what was happening. On my birthday November 26,2008 the stent that was installed almost two months prior collapsed causing my 2nd heart attack. The hospital and my doctor suggested that I apply for disability. After a wait of 8 months I was approved. Not being able to work for such a long period of time I was financially ruined literally. I did receive health care supplied by the state. Also known as PA access. My disability was approved. I now made 934. per month. To receive Medicaid thru the state I cannot make over 914. per month Gross income. And too receive medicare thru Social Security I have to wait 2 years. I don't have two years. To insure that I didnt fall further behind in child support payments Domestic Relations attached my SSD for child support. Bringing my net income to 614. a month. Blue Cross and Blue Shield quoted me 437. per month for health care. Requiring a 2 month premium. I tried to save for it but I just couldnt do it.
Anyway my cardiologist referred me to the UPMC transplant team in Pittsburgh,PA. I was to call them for an interview and assessment. The lady that conducted the interview informed me that blood type O is the longest list they have and an average waiting period is a year or two. Well our interview got to the big question. Who is your health care provider? I informed her I was without insurance at the time. I was stunned at her reply. Well call us when you get insurance. Thank you. And hung up the phone. I cant even get on the list so I can start waiting. I've never been so depressed in my life. I've always been a hard worker. I cant believe my life is going to end like this. Some days I consider suicide. But when I seem to be at my lowest point and ready to end it my son appears. He puts his computer game aside a gives me a hug. He used to ask me whats wrong? whats wrong? He doesn't ask anymore. He simply says I Love You Dad. And thats what I need to hear. He came to live with me just several weeks ago. He tells everyone he wants to spend time with his dad before he passes. It upset me at first but I think he has a hard time dealing with it too. My son and I have had a rocky relationship for years. The only positive thing this heart disease has done for me is pulled my son and I closer together. I thank God everyday for sending my son back to me. He is 17 with ADHD and enough problems that make me forget all about mine. Anyway if you have Any suggestions on how to get health care or where do I go from here please let me know. My name is Shad my email is. Iwasdreaming@yahoo.com
Sincerely, Shad